An owner’s title insurance policy is an inexpensive policy that protects you against defects in the title to your property. A title policy insures against events that occurred in the past of the real property and the people who owned it, for a one-time premium paid at closing. Rushing Law Firm is an attorney member of Attorney’s Title Fund Services and writes its title policies through Old Republic National Title Insurance Company.
Closing services include all the actions that Rushing Law Firm takes to ensure that your closing day is a smooth, stress free process. Some of these services include preparing a title search and title policies, obtaining loan payoffs, association estoppels, surveys, termite inspections, and property tax information, working with lenders to satisfy loan requirements, preparing documents for closing, and recording the deed and disbursing funds post-closing.
Escrow refers to the process in which the funds of a transaction are held by a third party, often the title company or an attorney in the case of real estate, pending the fulfillment of the transaction. Rushing Law Firm will act as an escrow agent holding client funds in an attorney trust account for closing. The funds are then credited to the parties at closing.
Rushing Law Firm offers incorporations and creation of business entities as well as advice on which business vehicle would work best for the client’s needs. We can prepare the necessary documents to establish the entity and provide advice on strategies to protect the clients’ interests.
Rushing Law Firm is retained by the seller to assist with short sale negotiations. We work closely with the client to present timely and accurate information to the lender throughout the short sale process. Rushing Law Firm provides weekly updates to the client, Listing Agent and Selling Agent. We have had great success negotiating clients’ deficiency balances.
A 1031 real estate tax exchange is an excellent idea for people looking to sell real estate that has increased substantially in value, but who do not want to pay taxes on the profits. By working with a qualified intermediary, sellers can take the full proceeds of the sale and reinvest the money in another property and pay no taxes on the transaction. Rushing Law Firm has significant experience with 1031 tax exchanges. We can help clients determine whether a 1031 tax exchange is a viable option.
"I have been working with Rushing Law Firm as my title company for over two years and I can't express how much I enjoy working with Susan. I really like the fact that when I send in a contract or call on the phone, I know who's on the other end. I have closed with a few other title companies, but they don't come close to offering the same level of service and expertise as Rushing Law Firm. My clients feel very comfortable knowing that Susan is a real estate attorney and that if additional documents are needed, or advice with the transaction, that they don't have to hire an attorney. Susan saved the day earlier this year when two days before closing the seller wanted to change the terms of the contract. She was able to write a Hold Harmless agreement that both parties accepted, and we closed on time. I can't imagine what would have happened if we had been working with a regular title company. The closing would have certainly been delayed and probably fallen apart if my buyers had to seek legal help from an outside attorney. Susan is so friendly and easy to work with, and my clients are always telling me how nice she is and that they like being kept in the loop. All these reasons are why Rushing Law Firm is my choice for title work and for providing my clients with the best service."
"I have had the pleasure and opportunity to work with Susan Rushing at Rushing Law Firm on multiple closings. She is always friendly and professional with our customers, and she really makes us feel at home. We both had our fastest closing to date with Buyers from Texas who were purchasing their first condo in Destin and wanted to close in less than two weeks. So we did. Thank you Susan!"
"I have used Rushing Law Firm to handle numerous real estate transactions, some involving 1031 tax exchanges. Susan Rushing manages the process from start to finish and is always available if I need legal advice or answers. She is responsive, knowledgeable and professional, and I would highly recommend Rushing Law Firm if you need real estate legal expertise and want to have a hassle-free real estate closing process."
"I hired Susan Rushing at Rushing Law Firm in early 2016 to try to short sale two condominiums that I bought new at the Grand Panama in Panama City Beach, Florida. I had these condos for about eight years and both were badly under water as far as market value was concerned. I knew absolutely nothing about short sales and knew it was probably a long shot. Susan promised me nothing but said she thought it was worth a try. In the end, Susan short sold both condos and saved me a lot of worry and money. From the start, everything was done on a professional level, and I would highly recommend Susan Rushing and Rushing Law Firm to anyone considering a short sale. By far the most professional lawyer that I have ever dealt with."
“Over the past twenty years in real estate I’ve worked with a number of attorneys that facilitated closings. I’ve never experienced the level of personalized and professional service for me or my clients that I have with Rushing Law Firm. I highly recommend using Rushing Law Firm to anyone looking for a smooth and professional closing.”
“I have closed numerous transactions with Rushing Law Firm. With Rushing Law Firm, I never have to worry about the details from contract to closing. They are extremely proactive in problem solving title issues and closing logistics. They manage expectations very well on both sides of the real estate transaction. They take care of everything. If there is a legal question or concern relating the closing, I know that I can get an accurate and quick response, so it does not delay any ongoing negotiations. The result of their commitment to personal service is that my customers are happy and appreciative at the closing table.”